Prepaid Cards can also include a number of fees that aren’t always clearly disclosed

1. Cost to buy or start using the card. Many prepaid card providers will charge a fee to get started. Some cards do not charge a fee to get started.

2. Monthly service fees: Many card providers will charge a monthly fee instead of some of the other fees listed here. Others do not charge a monthly, but they may charge some of the other fees listed here instead.

3. ATM fees: Many prepaid card providers will provide free access to one ATM network that they own or work with and will charge if you use a different ATM network. Often, ATMs that are not part of your providers network will also charge a fee, meaning that you will pay twice for the same ATM transaction. Some providers will charge a fee even if you use their ATMs.

4. PIN Charges: Some prepaid card providers will charge you a fee every time you use the card to pay for a purchase and use your Personal Identification Number (PIN) instead of signing for it using the MasterCard or Visa feature.

5. Declined purchase fees: Some prepaid card providers will charge a fee when you try to make a purchase and you are declined because you do not have enough money on the card.

6. Check balance fees: Many prepaid card providers will charge a fee if you check your balance at an ATM. Those that charge generally will provide a toll-free number, online website or app to check your balance for free.

7. Loading fees: Most prepaid card providers offer a way to load cards for free such as by direct deposit but will charge if you load your card in other ways.

8. Lost card fees: Most prepaid card providers will charge a fee to replace a card that has been lost or stolen and another fee to rush delivery of the replacement card.